Important Notice:
This page contains links to websites outside of Chad Holland Real Estate. These resources are provided for your convenience only. We do not endorse or guarantee the products, services, or information offered on any external site.
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Searching for Financing?
If you’re a serious buyer, one of the most important first steps is securing a pre-qualification or pre-approval letter from a lender. Many sellers require proof of financing before scheduling property showings.
Our Professional REALTORS® can guide you through this process, or you are welcome to work directly with any lender of your choice.
For your convenience, we’ve listed links to local and regional lenders that our clients have successfully worked with when financing different types of properties in this area.
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Loan Options to Consider
There are several financing options available, including:
• In-House Loans
• Conventional Mortgages
• FHA, VA, and USDA Loans (availability depends on property type and condition)
• Programs within these loans such as Adjustable Rate Mortgages (ARM), 15-year Fixed, 30-year Fixed, and more
Not all properties qualify for every loan program, so it’s important to speak with a knowledgeable lender early in your buying process.
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Additional Resources
In addition to financing, we’ve provided links to a variety of resources that may be useful as you plan your property purchase, sale, or investment. Click any of the links provided to explore further.
• Government Assistance Programs
Access federal, state, and local programs that provide financial support, housing assistance, and grants designed to help individuals, families, and businesses.
• Consumer Protection Websites
Learn about your rights as a buyer or seller, explore educational tools, and find resources to help protect your financial and real estate investments.
• Financial Consulting Resources
Connect with professional guidance on budgeting, credit management, investment strategies, and long-term financial planning.
• Agricultural Resources
Explore services and programs related to farming, ranching, soil conservation, and agricultural lending to support your farm and ranch operations.
• Water Resources
Find information on water districts, irrigation systems, conservation programs, and state agencies that manage this vital resource for landowners.
• Wildlife & Recreational Resources
Discover programs for hunting, fishing, habitat preservation, and recreational land use to maximize the enjoyment and value of your property.
• Real Estate Resources
Access property research tools, market data, professional organizations, and educational materials to stay informed about the real estate market.
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Lenders
AgAmerica Lending
AgTexas – 12 locations in TX
Amarillo National Bank – 33 locations in TX
Bank Of Commerce – Shamrock, McLean & Amarillo
Capital Farm Credit – 72 locations
Farm Service Agency – Farm Ownership Program
First Bank and Trust of Memphis – Memphis, Amarillo
First National Bank of Quitaque
First United Bank – 19 locations in TX
Footprint Lending
Guild Mortgage
Happy State Bank – 61 locations in TX
InterBank – 44 locations in TX & OK
Lefors Federal Credit Union
Pilgrim Bank – 15 locations
Plains Land Bank – 4 locations
Peoples Bank – locations in TX
Prime Lending – A Plains Capital Company
PrimeWest Mortgage
Rocket Mortgage by Quicken Loans
Small Business Administration
Supreme Lending
The People’s Federal Credit Union – Amarillo, Canyon, Childress
USDA Farm Ownership Loans
Wellington State Bank – 14 locations in TX
Government Assistance and other Information
Avoiding Pitfalls and Scams – Texas Attorney General
Consumer Financial Protection Bureau
Texas Department of Housing & Community Affairs
Texas Department of Housing & Community Affairs – Manufactured Housing Division
Texas Department of Housing & Community Affairs – Help for Texans
Texas Department of Savings and Mortgage Lending
Texas Veterans Land Board
U.S.D.A. Rural Development Loans
USDA Farm Ownership Loans
U.S. Department of Housing and Urban Development
U.S. Department or Veterans Affairs
Financial Consultants
Small Business Development Center – Abilene
Small Business Development Center – Amarillo
Small Business Development Center – Lubbock
Small Business Development Center – North Texas
Small Business Development Center – Wichita Falls
Panhandle Regional Planning Commission
Texas Panhandle Regional Development Corporation
These organizations and their websites offer valuable information, forms and contacts for property owners and prospective property buyers.
Agricultural Resources
Texas and Southwestern Cattle Raisers Association
United States Department of Agriculture
Farm Service Agency
Natural Resources Conservation Center (NRCS)
Texas Department of Agriculture
Texas Cattle Feeders Association
Texas Wheat Producers Board & Association
Texas Peanut Producers Board
National Cotton Council of America
Plains Cotton Cooperative Association
National Corn Growers Association
Water Resources
Groundwater Ownership
Texas Water Development Board
Wildlife & Recreational Resources
Texas Parks and Wildlife
Texas Wildlife Association
Texas Trophy Hunters Association
Quail Forever
United States Fish & Wildlife
The Nature Conservancy
Real Estate
Texas Real Estate Commission
National Association of Realtors
Texas Realtors
Amarillo Association of Realtors
Real Estate Center at Texas A&M
Texas Commission on Environmental Quality
Texas A&M AgriLife Extension Service
Texas Agricultural Land Trust
Texas Railroad Commission
Texas Land Trust Council
Texas Land & Mineral Owners Association
Texas General Land Office
Land Trust Alliance
American Farmland Trust
Other
Texas Panhandle Tourism Marketing Council
The Panhandle Regional Planning Commission
Texas Plains Trail
Texas Historical Commission